Kiwi: Rupay Credit Card on UPI 2.5.10

Join the Credit on UPI revolution with Kiwi. Kiwi aims to revolutionize the payment landscape for Credit & UPI.

Kiwi offers a UPI-enabled virtual RuPay Credit Card that allows you to make UPI payments to any merchant, using both your savings and credit card.

Why Choose Kiwi?

• Pay Anywhere, Everywhere: The virtual credit card in the Kiwi app allows you to make UPI payments to all your favorite outlets quickly and conveniently, from restaurants to roadside vendors.
• Instant Credit Card: No more waiting for days to have a Credit Card. Get your Virtual Rupay Credit Card within minutes. It’s quick, simple, and effortless.
• Free for Life: The virtual credit card on Kiwi is completely free. We will never ask you to pay joining fees or any annual charges.
• Convenience of Credit. Speed of UPI: Your UPI-enabled Virtual Credit Card combines the best of both worlds, offering you the power of a credit card without adding weight to your wallet. All your Credit Card payments are now just a scan away.
• Evergreen Rewards: Instead of useless scratch cards, every time you pay with your Credit Card on Kiwi, you earn Kiwis which can be redeemed instantly for cashback in your savings account.

The best app for paying via Credit Card on UPI is here.

Features of Kiwi:

• Pay via Credit Card on UPI: Make all your merchant payments on UPI using your Credit Card
• Pay anyone via UPI: Conveniently pay your friends and family using their saved contacts, phone number, or UPI ID
• Check your Credit Score: Easily keep track of your Credit Score with just a few clicks
• Assured Rewards: Earn cashbacks on all merchant payments using your Credit Card on UPI

What is "Credit Card on UPI"?

In the past, UPI only allowed users to make payments through bank accounts. This new feature, approved by RBI, now allows users to use their RuPay Credit Card to make merchant payments by scanning the QR code, without needing to carry the physical credit card.

How to use a Credit Card to make payments on UPI?

1. Download the Kiwi app
2. Fill in your personal and career details, and complete the KYC process
3. Get your Credit Card on the app itself within minutes*
4. The card will automatically be linked to your Kiwi UPI ID
5. You're all set! Start using your new Virtual Credit Card instantly on UPI

Pay with Credit Card on UPI, enjoy a 50-day interest period, and earn cashbacks. Download Now!

*Card issuance is subject to approval by the Bank.