Kiwi: Rupay Credit Card on UPI 2.5.10

GoKiwi Tech pvt ltd – Freeware – Android
out of 17737 votes

Kiwi: The Future of Payments with Rupay Credit Card on UPI

Minh Ong

02/27/2025

Kiwi by GoKiwi Tech Pvt Ltd revolutionizes the payment landscape by integrating Rupay Credit Card with UPI for seamless transactions, but it still needs improvements in user experience and stability.

Join the Credit on UPI revolution with Kiwi. Kiwi aims to revolutionize the payment landscape for Credit & UPI.

Kiwi offers a UPI-enabled virtual RuPay Credit Card that allows you to make UPI payments to any merchant, using both your savings and credit card.

Why Choose Kiwi?

Pay Anywhere, Everywhere: The virtual credit card in the Kiwi app allows you to make UPI payments to all your favorite outlets quickly and conveniently, from restaurants to roadside vendors.
Instant Credit Card: No more waiting for days to have a Credit Card. Get your Virtual Rupay Credit Card within minutes. It’s quick, simple, and effortless.
Free for Life: The virtual credit card on Kiwi is completely free. We will never ask you to pay joining fees or any annual charges.
Convenience of Credit. Speed of UPI: Your UPI-enabled Virtual Credit Card combines the best of both worlds, offering you the power of a credit card without adding weight to your wallet. All your Credit Card payments are now just a scan away.
Evergreen Rewards: Instead of useless scratch cards, every time you pay with your Credit Card on Kiwi, you earn Kiwis which can be redeemed instantly for cashback in your savings account.

The best app for paying via Credit Card on UPI is here.

Features of Kiwi:

Pay via Credit Card on UPI: Make all your merchant payments on UPI using your Credit Card
Pay anyone via UPI: Conveniently pay your friends and family using their saved contacts, phone number, or UPI ID
Check your Credit Score: Easily keep track of your Credit Score with just a few clicks
Assured Rewards: Earn cashbacks on all merchant payments using your Credit Card on UPI

What is "Credit Card on UPI"?

In the past, UPI only allowed users to make payments through bank accounts. This new feature, approved by RBI, now allows users to use their RuPay Credit Card to make merchant payments by scanning the QR code, without needing to carry the physical credit card.

How to use a Credit Card to make payments on UPI?

Download the Kiwi app
Fill in your personal and career details, and complete the KYC process
Get your Credit Card on the app itself within minutes*
The card will automatically be linked to your Kiwi UPI ID
You're all set! Start using your new Virtual Credit Card instantly on UPI

Pay with Credit Card on UPI, enjoy a 50-day interest period, and earn cashbacks. Download Now!

*Card issuance is subject to approval by the Bank.

Overview

Kiwi: Rupay Credit Card on UPI is a Freeware software in the category Business developed by GoKiwi Tech pvt ltd.

The latest version of Kiwi: Rupay Credit Card on UPI is 2.5.10, released on 02/25/2024. It was initially added to our database on 01/04/2024.

Kiwi: Rupay Credit Card on UPI runs on the following operating systems: Android.

Users of Kiwi: Rupay Credit Card on UPI gave it a rating of 4 out of 5 stars.

Pros

Convenient integration with UPI for seamless transactions
Allows users to earn cash back and rewards on purchases
No annual fees associated with the card
User-friendly mobile application interface for managing finances
Enhanced security features like virtual card numbers and transaction alerts
Supports multiple payment options, making it versatile for users

Cons

Limited acceptance compared to other international credit cards
Reliance on the UPI infrastructure can lead to downtime or transaction failures
Interest rates and fees can be high if not managed properly
Customer support may be limited compared to larger financial institutions
Potential for lower credit limits on initial issuance

FAQ

What is the Kiwi Rupay Credit Card on UPI?

The Kiwi Rupay Credit Card on UPI is a digital credit card that allows users to make payments quickly and securely using the Unified Payments Interface (UPI) system in India.

How do I apply for the Kiwi Rupay Credit Card?

You can apply for the Kiwi Rupay Credit Card by visiting the GoKiwi website or through their mobile app, filling out the required application form and providing necessary documents for verification.

What are the eligibility criteria for the Kiwi Rupay Credit Card?

To be eligible for the Kiwi Rupay Credit Card, applicants typically need to be at least 18 years old, have a valid income source, and meet the credit score requirements set by GoKiwi Tech.

Is there an annual fee for using the Kiwi Rupay Credit Card?

The annual fee may vary based on the specific card variant, so it is best to check the terms during your application process or on the GoKiwi website.

How can I use the Kiwi Rupay Credit Card for payments?

You can use the Kiwi Rupay Credit Card for payments by linking it to your UPI apps like PhonePe, Google Pay, or any other app that supports UPI. Simply select your card as the payment method at checkout.

Are there any rewards or cashback offers with the Kiwi Rupay Credit Card?

Yes, the Kiwi Rupay Credit Card often comes with various rewards and cashback offers, which can change periodically. Check with GoKiwi for current promotions.

What should I do if my Kiwi Rupay Credit Card is lost or stolen?

If your credit card is lost or stolen, immediately contact GoKiwi customer service to report it and get your card blocked to prevent unauthorized transactions.

Can I use my Kiwi Rupay Credit Card internationally?

The Kiwi Rupay Credit Card is primarily designed for domestic use within India. International usage may depend on specific terms provided by GoKiwi Tech; contact them for details.

How does billing work for the Kiwi Rupay Credit Card?

Billing cycles and payment due dates are specified in your account statement. Users can view their statements through their GoKiwi account online or via app.

How can I check my credit card balance and transactions?

You can check your balance and transaction history by logging into your GoKiwi account via their website or mobile app where you will find all related information.

Minh Ong

I'm Minh, a software engineer and author with a passion for exploring and writing about the latest in software and technology. With my experience in software development and a specialization in software updates and content creation, I bring a deep understanding of the tech landscape to my reviews and articles. My focus is on providing you with comprehensive insights into general software topics and the latest industry news.

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Latest Version
2.5.10

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